Insurance Broker – Personal & Commercial Lines
Essential Insurance Brokers Ltd. | Mississauga, Ontario | Full-Time | Commission-Based | Hybrid Opportunity
Build Your Book. Drive Your Success. Grow Your Income.
Are you an ambitious insurance broker who is motivated by sales, relationship building, and the opportunity to grow your own book of business?
Essential Insurance Brokers Ltd. is looking for an entrepreneurial, self-driven, and results-oriented Insurance Broker to join our growing team.
This opportunity is designed for a broker who wants to take ownership of their business development, actively pursue new opportunities, and build a sustainable book of business. With access to a diverse range of insurance markets across personal and commercial lines, you will have the opportunity to develop client relationships and grow your portfolio.
This is a commission-only opportunity with no base salary. Your success will depend on your ability to generate new business, develop referral relationships, and grow your book of business.
If you are a motivated broker who thrives on independence, sales, and building long-term client relationships, we want to hear from you.
Why Join Essential Insurance Brokers Ltd.?
Performance-Based Earning Potential
- Commission-based compensation tied to business production.
- Opportunity to grow your income as you develop your book of business.
- A compensation structure that rewards business development and ongoing portfolio growth.
Build and Grow Your Own Book
- Take an active role in prospecting, networking, and generating new business.
- Develop your own client and referral network.
- Build long-term relationships that support sustainable business growth.
Access to Personal and Commercial Markets
- Work with a diverse network of insurance markets.
- Explore opportunities across personal and commercial lines.
- Develop your commercial insurance expertise and expand your client portfolio.
Brokerage Resources and Team Support
- Access brokerage systems and tools to support your day-to-day operations.
- Collaborate with experienced insurance professionals.
- Work from our Mississauga head office, with hybrid flexibility available.
Key Responsibilities
Business Development & Sales
- Proactively generate new business through prospecting, networking, referrals, and relationship building.
- Identify and pursue opportunities across personal and commercial insurance, with a strong emphasis on commercial business development.
- Develop and maintain a pipeline of prospective clients.
- Build referral relationships with business owners, professional contacts, and other potential referral sources.
- Take ownership of sales performance and contribute to the brokerage's overall growth.
- Identify cross-selling opportunities and develop existing client relationships.
Client & Portfolio Management
- Build, manage, and grow a book of business while maintaining strong client relationships.
- Assess client needs and risk exposures and recommend appropriate coverage solutions.
- Prepare and present insurance quotes for new and existing clients.
- Manage renewals, endorsements, policy changes, and other servicing requirements.
- Communicate professionally and promptly with clients, insurers, and underwriters.
Insurance Placement & Administration
- Submit risks to insurers and work with underwriters to obtain approvals and secure appropriate coverage.
- Prepare accurate quotes using Applied Rating Services and insurer platforms.
- Maintain accurate client records and documentation within the brokerage management system.
- Stay informed about insurer underwriting guidelines, market appetite, and placement opportunities.
- Follow brokerage procedures and applicable regulatory requirements.
What We're Looking For
- Active RIBO Level 1 licence in good standing.
- Previous experience in an insurance brokerage environment is preferred.
- A strong sales mindset and the motivation to generate new business independently.
- Experience prospecting, networking, developing referral relationships, or building a book of business is an asset.
- An interest in commercial insurance and identifying commercial business opportunities.
- Excellent communication, negotiation, and relationship-building skills.
- Strong organizational skills and attention to detail.
- Ability to work independently, manage competing priorities, and take accountability for results.
- Proficiency in Microsoft Office; experience with Applied Rating Services and a broker management system is an asset.
- A proactive, entrepreneurial, and results-driven attitude.
Who Will Thrive in This Role?
You are a self-starter who understands that success in insurance brokering requires initiative, consistency, and relationship development.
You are comfortable generating your own opportunities, asking for referrals, building a network, and following through to close business. You are motivated by performance and recognize that building a successful book takes time, effort, and a long-term commitment.
You want the independence to develop your business while benefiting from access to insurance markets and the resources of an established brokerage.
Ready to Build Your Business?
If you are a licensed broker who is ready to take ownership of your growth and build a book of business with Essential Insurance Brokers Ltd., we invite you to apply.
Position Details
- Location: Mississauga, Ontario
- Employment Type: Full-time
- Compensation: Commission only; no base salary
- Work Arrangement: Head office with hybrid flexibility available
Join Essential Insurance Brokers Ltd. and take the next step in building your insurance business.
